Auto accidents are one of the most common and dangerous incidents in a person’s life that can alter his/her future in a matter of seconds. Injuries suffered from auto accidents can be very damaging, both physically and mentally.
So, people need to have a fundamental knowledge of auto accident injury claim. Here we look at some steps you should follow when you are claiming compensation for injuries from an auto accident.
What Steps to Follow for Auto Accident Injury Claim
Following are some key steps that you should follow right after an auto accident. These steps are essential in your claim of compensation from the injuries.
The first and foremost priority right after an auto accident is to check your medical health. If the physical condition allows you to make a thorough investigation, you should immediately respond to that. Believe it or not, top professionals should be recruited to clear things up. Applying biomechanical engineering knowledge can help both parties (affected and infringer) be aware of the details so they can find the best solution possible
For example, taking first-hand pictures from the scene, and jotting down information like phone number and addresses of eyewitnesses will prove to be of huge advantage. Along with this, you can observe the surrounding for any surveillance cameras which contain real-time collision on tape. These initial investigation can move your auto accident injury claim smoothly and fast.
In the case of physical injuries, you should get immediate treatment from the nearby hospital. Getting a medical checkup can prove beneficial in your auto accident injury claim as well. The medical bills from any injury treatment or medication can be included in the compensation amount. Also, any mental trauma can be determined, which also boosts your compensation value.
Filing an auto accident injury claim
After the auto accident, you should fill in your insurance company with all the necessary information about the accident to claim compensation. They will get your body and car fixed. Even if you are not at fault, your collision coverage can help you get back on your feet.
On top of that, your insurance company will contact the at-fault party’s insurance company as well to claim the compensation amount. Your insurance company will give them an estimation on the compensation amount and look to settle the case outside of court.
Besides, the at-fault party’s insurance company will also contact you to verify the compensation value. Most of the times, the opposition party tends to settle the claim with a very minimum amount along with signing a release. In such situations, lawyers can assist you in obtaining the deserved and maximum compensation from auto accident injury claim.
Obtaining legal support of attorneys
Like already mentioned, lawyers are your go-to option when you have to fight to obtain the desired compensation claim.
This is why seeking lawyer support through skilled and experienced attorneys is extremely advantageous. They will do the legal works on behalf of you and get you the maximum compensation possible.
Damage and injury investigation
Once you obtain legal support through a lawyer, the lawyer will investigate your total damage and any kinds of physical and mental injury.
Many lawyers allocate their professional doctors to check you up. These doctors provide the lawyer with proper medical bills with injury and treatment details along with psychological pain and sufferings. This helps in issuing a claim from the auto accident injury.
Moreover, lawyers will run an intense investigation, which allows them to prove the auto accident injury claim worth properly.
Settlement or lawsuit?
The lawyer issues the final adjusted compensation amount to the insurance adjuster. The insurance adjuster runs it through the at-fault party’s insurance company. If they accept the claim, the case settles outside of the court.
However, the insurance company may not accept the claim and return with another proposed amount with a lesser value. In such a situation, you will have to file a lawsuit with the advice from the lawyer.
A mediator usually arranges a discussion between the two parties outside the court to settle the case before trial.
In most scenarios, you will be in a room with your lawyer, and the opposition party will be in a separate room, while the mediator moves between the two rooms to get agreement from both sides. The mediator does not order settlement, but the mediator helps in agreement before trial.
Finally, if nothing can resolve the matter, the case goes to a court hearing. On the trial day, both the parties are present with their representatives negotiate on a settlement. The judge and jury eventually give a verdict on the compensation claim.
If you face auto accidents and get injured, the best option for you will be to claim compensation with the help of a lawyer. Auto accident injury claims may not be very complicated but can get tricky. Following the above steps will ease your way towards the best settlement.